首页 关于人保
8a07e6956bfeb676016c030a0e0c00f2,8a07e6956bfeb676016c03ddaeb1015c,8a07e6956bfeb676016c03ae52c7011a,8af007af7b351b95017b4dc9941d0269,8af007af7b351b95017b4dc77e3c025d,8af007af6f1bd798016f30f9b7180b60,8a07e6956cb43cd7016cb890400f0287,8a07e6956cb43cd7016cb88e986d0280,8a07e6956cb43cd7016cb88e1bdc027c,8a07e6956cb43cd7016cb88bcb570273,8afeea366c709b35016c709c2b8a0001,8afeea366c708a3b016c708bc55b0001,8afeea366c7059ed016c705c61cd0001,8afeea366c7042f7016c70455bc00001,8a07e6956bfeb676016c1c670354030e,8a07e6956bfeb676016c19268c080303,8a07e6956bfeb676016c192600010300,8a07e6956bfeb676016c03afa8340120,8a07e6956bfeb676016c03af170a011d,8a07e6956bfeb676016c03ac5e880114,8a07e6956bfeb676016c096cd9d50267,8a07e6956bfeb676016c03a8863c0111,8a07e6956cb43cd7016cbe2270e60589,8a07e6956cb43cd7016cbe22ac06058c,8a07e6956cb43cd7016cbe22ebcc058f,8af007af7b351b95017b4d89e0550209,8af007af775c61880177b7f88a93020a,89898989,8af007af6f1bd798016f30fc377e0b65,8a07e6956db455f6016db4bb5a480096,8a07e6956db455f6016db4bc16e00099,8a07e6956db455f6016db4bcc733009c,8a07e6956db455f6016db4bd1f39009f,8a07e6956db455f6016db4bd81fe00a2,8a07e6956db455f6016db4be1f5300a5,8a07e6956db455f6016db4be8af600a9,8a07e6956db595b5016db5bcbd130018,8a07e6956db595b5016db5bd31d0001b,8a07e6956db595b5016db5bd993d001e,8a07e6956db595b5016db5be058a0021,8a07e6956db595b5016db5be5d0c0024,8a07e6956db595b5016db5beaf510027,8a07e6956db595b5016db5bf1951002a,8a07e6956db595b5016db5bf66f0002e,8a07e6956cb43cd7016cbe232eb20592,8af007af7578fbfd01762cad4592088d,8a07e6956c1ca484016c234329640202,8a07e6956c1ca484016c26d3535e0232,8a07e6956dfcca5b016dfcceb0930003,8a07e6956c1ca484016c26d563700235,8a07e6956c1ca484016c26da57ba023b,8a07e6956c1ca484016c26dcdcc80244,8a07e6956c1ca484016c26dbcc26023e,8a07e6956c1ca484016c26e102fa0251,8a07e6956c1ca484016c26deb54c0247,8a07e6956c1ca484016c26df5ccd024a,8a07e6956dfcca5b016dfcfcdf0100ab,8a07e6956c1ca484016c26e09d7f024e,8a07e6956c1ca484016c26e1a5430254,8a07e6956cec17e6016cec3557f4000d,8a07e6956cec17e6016cec35af0c0010,8a07e6956cec17e6016cec364edc0014,8af007af6ea71a69016eabca87c303c7,8a07e6956cec17e6016cec36bf970017,8a07e6956cec17e6016cec38496a0021,8af007af6ea71a69016eabe73b53041c,8af007af6ec9adb1016ed50c7efa0545,8af007af6f1bd798016f1cd06dda00ee,8af007af771f36c301771f5a6a700012,8af007967db2ad36017db2c6a0590011,8af007967db2ad36017db3255f9000a2,8af00796811f648601813cc187bf04d1,8af00796811f648601813d41b60804e2,8af00796814e2795018165db70770046,8af00796890b2a57018923b3822000a3
产品中心
8a07e6956b77d673016bbbfaee99022f,8a07e6956c2d8057016c504b7f6f0761,8a07e6956c2d8057016c504c97620769,8a07e6956c2d8057016c504d2787076e,8a07e6956c2d8057016c504e1d2b077a,8a07e6956c2d8057016c504d73e70771,8a07e6956c2d8057016c504dae110774,8a07e6956c2d8057016c504de6b80777,8a07e6956c2d8057016c504beadc0764,8a07e6956c2d8057016c50ea9bb907b2,8a07e6956c2d8057016c50eb5c0407b5,8a07e6956c2d8057016c50eb99b907b8,8a07e6956c2d8057016c50ebd8be07bb,8a07e6956c2d8057016c50ec1b2707be,8a07e6956b77d673016bbc1e0a69024b,8a07e6956b77d673016bbc1f2b10024e,8a07e6956b77d673016bbc1ff54d0251,8a07e6956b77d673016bbc2066b70254,8a07e6956c2d8057016c50ee2b1007c3,8a07e6956b77d673016bbac788ba01c8,8a07e6956c6aa5ec016c6b9057620167
网上商城 客户服务
8a07e6956c1ca484016c288c94850307,8a07e6956c2d8057016c4c7b25c70686,8a07e6956c83bb6f016c9dd9431b0d0c,8a07e6956c2d8057016c4cac461906f8,8a07e6956c2d8057016c5011dbc40737,8a07e6956c2d8057016c50161708073b,8a07e6956c2d8057016c6070996c0995,8a07e6956d6ba5d3016d71edd4480108,8af007af6f3c7a60016f655d9faf0687,8a07e6956c2d8057016c6070f87f0998,8a07e6956c2d8057016c606ee0db0988,8a07e6956c2d8057016c5f6e631b0849,8a07e6956c2d8057016c5f83c548086a,8a07e6956c2d8057016c60720da7099e,8a07e6956c2d8057016c60724aae09a1,8a07e6956c2d8057016c6072b4f909a4,8a07e6956c2d8057016c6073410809a7,8a07e6956c2d8057016c6073c32f09aa,8a07e6956c2d8057016c607488e009b0,8a07e6956c2d8057016c6074b4e309b3,8a07e6956c2d8057016c607bc07309d9,8a07e6956c2d8057016c607d02ad09e0,8af007967db2ad36017db2e32b570066,8a07e6956d6ba5d3016d80ff07120339,8a07e6956c83bb6f016c899b924c049d,8a07e6956c83bb6f016c8aa99b0b066d,8af007968b5b70b6018bac90b0dc02a7,8a07e6956c83bb6f016c8ab24ede0684,8af007967db7ca98017db843e0e70068,8a07e6956c83bb6f016c98efa94c0b30,8a07e6956c83bb6f016c98f0320a0b35,8a07e6956c83bb6f016c98fa3a300b3f,8a07e6956c83bb6f016c98fa8c000b42,8a07e6956c83bb6f016c98fadd2e0b45,8af007967db2ad36017db2dd83c3005c,8a07e6956c2d8057016c6078868109c5,8a07e6956c83bb6f016caedbfd3a1bbc,8a07e6956c83bb6f016caeebe2af1c21,8a07e6956c83bb6f016caee126eb1bc4,8a07e6956c83bb6f016caee1c10a1bc8,8a07e6956c83bb6f016caee2217f1bcc,8a07e6956c83bb6f016caee29e791bd2,8a07e6956c83bb6f016caee399b01bd5,8a07e6956c83bb6f016caee47e6e1bda,8a07e6956c83bb6f016caee53cfb1bdd,8a07e6956c83bb6f016caee60fbc1be4,8a07e6956c83bb6f016caee6c4111be7,8a07e6956c83bb6f016caee78ee61bef,8a07e6956c83bb6f016caee7da051bf2,8a07e6956c83bb6f016caee87bdb1bf8,8a07e6956c83bb6f016caee8d0581c00,8a07e6956c83bb6f016caee913461c04,8a07e6956c83bb6f016caee954a41c07,8af007967dea3249017deb2839f40096,8af007967e09385f017e22923ade004b,8af007af7bf84620017cdfc97eeb0668,8a07e6956e1c63e8016e26186efc06ef,8a07e6956e1c63e8016e2628a3c4073b,8a07e6956e1c63e8016e26294246073f,8af007af7907de2f017907eeb3c9000d,8a07e6956c2d8057016c6077f4da09bf,8a07e6956c2d8057016c607e8cf409ea,8a07e6956c2d8057016c607ed2f709ed,8a07e6956c2d8057016c607f212c09f0,8af007af7801dad4017819e8acb20012,8af007af781b480d01781b534a390007,8af007af7b9a13b3017b9a2445630003,8af007af7d473cc8017d4facb09d0028,8a07e6956c1ca484016c288d850f030a,8a07e6956c1ca484016c288eecb1030d,8a07e6956dfcca5b016dfd1b220d0176,8a07e6956dfcca5b016dfd1c1c3e017d,8a07e6956dfcca5b016dfd1cc8ed0182,8a07e6956dfcca5b016dfd2168600192,8a07e6956dfcca5b016dfd220bf40198,8a07e6956dfcca5b016dfd228a08019d,8a07e6956dfcca5b016dfd22ffea01a0,8a07e6956dfcca5b016dfd23b81801a3,8a07e6956dfcca5b016dfd246c1f01a9,8a07e6956dfcca5b016dfd254e2601b0,8a07e6956dfcca5b016dfd26389901b6,8a07e6956dfcca5b016dfd271da901b9,8a07e6956dfcca5b016dfd287fc401c0,8a07e6956dfcca5b016dfd2ad35c01cb,8a07e6956dfcca5b016dfd347fa501e4,8a07e6956dfcca5b016dfd35357f01eb,8a07e6956dfcca5b016dfd35867a01f0,8a07e6956dfcca5b016dfd38bf9201fe,8a07e6956dfcca5b016dfd39a1fb0205,8a07e6956dfcca5b016dfd3a2427020d,8a07e6956dfcca5b016dfd3ae7d30210,8a07e6956dfcca5b016dfd3b90300213,8a07e6956dfcca5b016dfd3bff4b0219,8a07e6956dfcca5b016dfd3e62ec022a,8a07e6956dfcca5b016dfd3ec7f7022e,8a07e6956dfcca5b016dfd3f498e0234,8a07e6956dfcca5b016dfd3ff5410239,8a07e6956dfcca5b016dfd41044a0240,8a07e6956dfcca5b016dfd4163d00246,8a07e6956dfcca5b016dfd429df8024c,8a07e6956dfcca5b016dfd42ffab0252,8a07e6956dfcca5b016dfd436cba0255,8a07e6956dfcca5b016dfd43ef08025b,8a07e6956dfcca5b016dfd445d52025e,8a07e6956dfcca5b016dfd45a4620264,8a07e6956dfcca5b016dfd4a8f18026f,8a07e6956dfcca5b016dfd4b14750272,8a07e6956dfcca5b016dfd4b68e00276,8a07e6956dfcca5b016dfd500d880286,8aa2b0498c1b027d018c430013d400d3,8af007967e09385f017e32255c9a01d3,8af0079684404938018441b922ee0038,8af0079684404938018441be1b0e003c,8af007968a2a704f018a54d128f500c8,8af007968a2a704f018a54d326e000cc,8af007968a2a704f018a54d43bcc00cf,8af007968b5b70b6018ba24b73b301fc,8af007968b5b70b6018ba24c94b50200,8af007af6ed586cb016edb2acc6e0346,8af007af7a66b966017a7f633dce009b,8a07e6956c83bb6f016c9ed208150f47,8af007967dc7eb00017ddb0f143600a0,8aa2b0498c1b027d018ced3c2a7203f9,8aa2b0498c1b027d018ced3ecf6203fc,8aa2b0498c1b027d018ced40650403ff,8aa2b0498c1b027d018ced40f9750402,8af007967dc7eb00017ddbabe66100ab,8af007967dc7eb00017ddbad72af00ae,8af00796890a50a901890a52b1ab0001,8af00796890a50a901890b0adc4c0038,8aff073988508dad01889357b11d0045,8af00796896333dd018967a3bbfa00d8,8af00796896333dd018967999d3100bd,8af00796896333dd01896797f29500b7,8af00796896333dd01896792e78700b1,8af00796896333dd01896791b9d300ae,8af00796896333dd0189679121a200ab,8af00796896333dd0189678e5525009f,8af00796896333dd01896790699100a8,8af00796896333dd0189678fcdba00a5,8af00796896333dd0189678f25fd00a2,8af00796896333dd0189678daf0e009c,8af00796896333dd0189678d22af0099,8af00796896333dd0189678c963d0096,8af00796896333dd0189678beb1b0093,8af00796896333dd0189678b19100090,8af00796896333dd0189678a5c8b008d,8af00796896333dd01896789704d008a,8af00796896333dd01896788ae250087,8af00796896333dd018966fffbf4007c,8af00796896333dd018966fe2a350079,8af00796896333dd018966fbc6a60076,8af00796896333dd018966faf97d0073,8af00796896333dd018966f9b9340070,8af00796896333dd018966f8b6d7006d,8af00796896333dd018966f7d0a4006a,8af00796896333dd018966f6afc90067,8af00796896333dd018966f1dad40064,8af00796896333dd0189679f7d4c00cf,8af00796896333dd018966efe8570061,8af00796896333dd018966ef18de005e,8af00796896333dd018966ed733a005b,8af00796896333dd018966e4fac20058,8af00796896333dd018966e3a9830052,8af00796896333dd018966e2f377004f,8af00796896333dd018966e1fb35004c,8af00796896333dd018966e144580049,8af00796896333dd018966e043cd0046,8af00796896333dd018966dd4667003f,8af00796896333dd018966dc23ca003c,8af00796896333dd018966d992ea0038,8af00796896333dd018966c9bc350035,8af00796896333dd018966c8bea20032,8af00796896333dd018966c004c6002f,8af00796896333dd018966bf24a0002c,8af00796896333dd018966be361a0029,8af00796896333dd018966bc92c40026,8af00796896333dd018966bbd3a70023,8af00796896333dd0189679debf900c9,8af00796896333dd018966b3add7001f,8af00796896333dd018966a9ae6b001b,8af00796896333dd018966a89c6d0018,8af00796896333dd018966a639a80013,8af00796896333dd0189669df5c6000f,8af00796896333dd0189679d058800c6,8af00796896333dd0189679c330100c3,8af00796896333dd0189679b5dd800c0
新闻中心
8a07e6956b77d673016bc107aa2802b4,8a07e6956b77d673016bc10c3eba02bb,8a07e6956b77d673016be405e5bc05c1,8af007967f63f164017fb975186c0732,8af007af797eef0d017a56eecbf5027d,8af007af797eef0d017a56f122310285,8af007af797eef0d017a56f1baf80288,8af007af797eef0d017a56f23305028b,8af007af797eef0d017a56f2eb43028e,8af007af797eef0d017a56f36aee0291,8a07e6956b77d673016bc12832ec02c8,8a07e6956b77d673016bc143c13a02cd,8a07e6956b77d673016be43bbb9d05d6,8af007af7578fbfd01766576018d09f7,8a07e6956b77d673016bc144a8d702d0,8a07e6956b77d673016be400079305bc,8a07e6956c1ca484016c22a5b743014a,8af007968a2a704f018a88525b950302,8af007968a2a704f018a8857a08a030f,ff8080818e518d64018e7895ca3e005a,ff8080818e518d64018e7899403e0061,ff8080818e518d64018e83f7c7a00102,ff8080818e518d64018e83f9f0ba0105,ff8080818e518d64018e83fb48160108
8a07e6956bfeb676016c18fd437b02bc,8a07e6956bfeb676016c18ff7fb602c8,8a07e6956bfeb676016c1900ff2d02d1,8a07e6956bfeb676016c19014cf902d4,8a07e6956bfeb676016c190017b102cb,8a07e6956cb43cd7016cbe35135805d8,8a07e6956cb43cd7016cbe5195f60621,8a07e6956cb43cd7016cbe5aac0e062b,8a07e6956cb43cd7016cbe5b5fa9062f,8a07e6956cb43cd7016cbe5bdcd60634,8a07e6956cb43cd7016cc2e470bf0824,8a07e6956cb43cd7016cc2e53484082a,8a07e6956bfeb676016c19004f7b02ce,8a07e6956c83bb6f016c94f6548e09fe,8a07e6956d1f271e016d1f6f34530097,8a07e6956df31c93016df692de370012,8a07e6956bfeb676016c18fdfc5002bf,8a07e6956bfeb676016c18fe4f7302c2,8a07e6956bfeb676016c18fea5c002c5,8a07e6956bfeb676016c19028a0302d7,8a07e6956bfeb676016c190329da02da,8a07e6956bfeb676016c1903ea3c02dd,8a07e6956bfeb676016c1904b85602e0,8a07e6956bfeb676016c1908229e02ec,8a07e6956c1ca484016c1cb0afa40010,8a07e6956bfeb676016c19052a9e02e3,8a07e6956bfeb676016c1905a26b02e6,8a07e6956c1ca484016c1cb1a2e10013,8a07e6956c1ca484016c1cb2616b0016,8a07e6956bfeb676016c19064ca602e9,8a07e6956c1ca484016c1cb340bb0019,8af007af7578fbfd01763bff8ab1090e,8af007af771f36c30177476d60fa00d7,8af007af775c61880177d7a6eef602c6,8af007af775c61880177d7ad582302cb,8af007af775c61880177d7b47a3802ce,8af007af79091f6301791b57ad540034,8af007af79091f6301791b5f6aaa0039,8af007af79091f6301791b9f642e0069,8af007af79091f6301791bdc0db90087,8af00796811f648601813804ff6a0446,8af00796871177a301874a2961f90127,8af0079687c298940188045adaf1015f,8aa2b0498c1b027d018c8f48565f01d0,8aa2b0498c1b027d018c8f4b68ea01d4,8aa2b0498c1b027d018c8f4cfccb01d7
搜索

  • 专注重疾保障,人保寿险推出新款重疾险产品让客户“温暖嘉倍”

  • 2021-08-31
  • 风险无处不在,人人需要保险。

     小王在一家民营企业上班,刚过而立之年,还是个单身汉。小王很有保险意识,除了单位给大家上的社保外,小王几年前为自己投保了人保寿险的无忧人生系列重大疾病保险,保额为10万元。小王觉得既有社保兜底、又有商业保险补充,重疾险10万的保额虽然低点但应该也足够用了。

     谁知天有不测风云,小王在公司组织的一次体检中被查出肺癌晚期,经过住院手术治疗,小王的病情算是稳定了下来。为了得到更好的治病效果,小王的父母决定给孩子买进口的肺癌靶向用药。小王一家每月要花费2万元左右去购买特效药物,加上其他免疫力增强治疗、化疗与放疗等康复治疗费和营养费,一月下来要支出3万元,让小王一家倍感艰辛。同时这一场大病也让小王很难再像以前一样得心应手工作,职业上升的空间也受到影响,小王后悔自己当时没有足额投保。

     近年来,党和政府一直在大力推进以社会保险来兜底的社会保障体系,大力推动基本医疗保险省级统筹,健全重大疾病医疗保险和救助制度,切实减轻群众看病负担。但是社保医保有起付线、封顶线,报销有比例,只能“保”而不能“包”,我们需要商业重疾保险做有力补充。一旦得了像恶性肿瘤这样的重大疾病,除了在医院住院的医疗费用,还要考虑后期康复费用、收入损失的费用。投保商业重疾险,要尽可能考虑足额的保障,以更好的应对未来可能发生的健康风险。

     人民有期盼,保险有温度。近日,中国人民人寿保险股份有限公司(下称“人保寿险”或“公司”),推出新重疾产品温暖嘉倍重大疾病保险(下称“温暖嘉倍”)。据悉,“温暖嘉倍”具有保障全面、投保灵活、等待期短等特点,该产品的推出,是人保寿险从服务客户的“真需求”出发,构建多层次人身险产品保障体系的重要举措。

     温暖回馈惠健康

    “温暖嘉倍”为客户打造重大疾病保险金、极重度恶性肿瘤特别保险金等5项基本保险责任和轻症疾病保险金等3项可选保险责任,以更灵活的产品设计守护您和家人的健康。

     6组重疾全守护

    “温暖嘉倍”提供六组共计120种重大疾病保障,按100%基本保险金额赔付。此外,“温暖嘉倍”增加“极重度恶性肿瘤”保险责任,如若达到约定条件,在给付重大疾病保险金的同时,额外给付100%基本保险金额的极重度恶性肿瘤特别保险金,和重大疾病保险金合计达到两倍保额保障,以周全的保险守护防范未知的健康风险。

     轻症中症保障灵活选

    在120种重疾保障之外,“温暖嘉倍”设计了40种轻症疾病和20种中症疾病可选保险责任,方便客户根据自己的需求,灵活选择投保。

     豁免责任享无忧

    在投保可选保险责任后,“温暖嘉倍”的被保险人还能享受轻症疾病(一种或多种)豁免保险费、中症疾病(一种或多种)豁免保险费,安心投保后顾无忧!

     全残身故有尊严

    被保险人于等待期后全残,人保寿险将按基本保险金额给付全残保险金。被保险人于等待期后身故或达到合同约定的生命终末期状态,身故或达到生命终末期状态时未满18周岁的人保寿险按已交的合同保险费(不计利息)给付身故保险金/生命终末期保险金,已满18周岁的按基本保险金额给付身故保险金/生命终末期保险金。

     客户服务享升级

    针对投保“温暖嘉倍”的客户,人保寿险还特别推出客户服务升级计划,与无忧、人保福系列累计保额30万元(含)及以上,即可享受重疾绿通服务,协和、301、华西等700多家全国知名三甲医院的专家门诊服务,让客户轻松问诊不用愁。

     人保护航爱加倍

    相比公司“以往重疾保险”,“温暖嘉倍”等待期是90天,更加体现对被保险人权益的保护。人保寿险关爱健康、心系未来,以温暖嘉倍的守护用心服务每一位客户。

     据介绍,老客户(指被保险人名下持有人保寿险重疾及含有重疾责任有效保单的客户)投保“温暖嘉倍”更能享受到加保专享服务、保额单独累计、体检优惠规则等三项专属权益。此外,投保“温暖嘉倍”保费比较划算,以仅投保基本部分,保险期间为保至60岁为例,费率总体约是“无忧人生2021”的34%左右,就重疾保障而言,产品性价比较高。

     投保举例:

    王女士今年30周岁,现有人保寿险无忧人生2021重大疾病保险,保额20万。通过公司销售人员介绍,王女士深知20万无法满足风险保障,决定为自己加保,投保温暖嘉倍的基本部分,基本保额30万,身故保险金受益人为儿子小王。

     

                                 1630373062(1).jpg

    王女士享有的温暖嘉倍保单权益:王女士年交保费8330元(日均约23元),重疾保障高达50万元。

                                 1630372966(1).jpg  

    至此,王女士享有“无忧人生2021”+“温暖嘉倍”两款保险的保单权益如下(以60周岁前为例):120种重大疾病保障,保额50万;20种中症保障,2次最高保额20万;40种轻症保障,3次最高保额18万;生命终末期保险金50万;身故保险金50万;全残保险金30万;极重度恶性肿瘤保险金80万;轻症或中症豁免无忧人生2021保费;尊享重疾绿通服务。

          温馨提示:关于产品中免责条款、保单风险、犹豫期内容等合同重大事项,建议您浏览人保寿险公司网站          www.picclife.com查询完整条款。投保人在犹豫期后解除合同会遭受一定的损失。

      

     


网站地址 隐私政策
官方APP下载

客服热线

转寿险

版权所有 中国人民人寿保险股份有限公司 IPv6 京ICP备 10035654 号

京公网安备 11010502046753号

京公网安备 11010502046754号

新浪微博

微信公众号

抖音app